What is Sezzle?
Sezzle is a payment solution that enables you to “Shop Now and Pay Later” with simple interest-free installment plans. We break down purchases into four smaller payments spread over six weeks. 25% is due at the time of the transaction, with the remaining 75% due across three easy payments scheduled every two weeks.
When you complete a purchase with Sezzle, we fulfill your product immediately. You get to enjoy the item before you finish paying for it!
Sezzle automates the repayments from your bank account on file. You always have the option of paying off your purchase early by signing into your User Dashboard.
Sezzle says the payments are interest-free. What’s the catch?
No catch. Sezzle is completely interest-free for shoppers.
The only fees you could potentially incur are failed payment fees and late payment fees. If your scheduled payment fails to process, you will be charged a $10 failed payment fee. Sezzle will send you email and text reminders to help prevent this from happening.
Rescheduled payments will incur a $5 late payment fee.
What is the return policy?
Returns subject to the return policy just like any other purchase. The same day of the return we notify Sezzle of the change.
All partial refunds are applied to the installments furthest in the future, first. If the refunded amount is greater than the amount of the purchase that is outstanding, Sezzle will apply a refund to the method used to pay the installments. Please allow up to five (5) business days for your refund to appear on your statement.
If the refund amount is less than the amount outstanding, Sezzle will remove or reduce your future installments. For example, let’s say you make a $200 Sezzle purchase (i.e. 4 installments of $50). You have three (3) installments remaining, and you received a $70 refund. Sezzle will remove your 4th installment and reduce your 3rd installment by $20 (now $30).
Your new installment schedule would be a future $50 installment and a subsequent $30 installment, which would lead to a total payment amount of $130, matching your purchase minus the partial refund.
Please note that you are liable for all installments until Sezzle receives notice from the retailer of the partial refund.
I got a refund, but I haven't received my money?
Sezzle aims to return your funds to you in a timely manner and in many cases your money will be returned to your account in 1-3 business days. However, depending on your payment method and other factors it may take up to 10 business days for the funds to reach your account. If you are concerned, send and email to firstname.lastname@example.org and they will check on the status of your refund.
Who can use Sezzle?
To use Sezzle, you must:
- Be 18 years or older
- Have a valid U.S. mobile number and email address
- Have an active U.S. bank account